Name: Easy Double Chocolate Loaf Cake Recipe
Prep time: 15 min
Cook time: 40 min
Total time: 55 min
Cuisine: American
Ingredients: 2 cups all-purpose flour; ¾ cup granulated sugar; ½ cup cocoa powder; 2 teaspoons baking powder; ½ teaspoon salt; 2 large eggs (room temperature); ¾ cup Lifeway plain kefir (room temperature); ½ cup vegetable oil (or other neutral oil); 2 teaspoons vanilla extract; ¼ cup hot water (not too hot to touch); ¼-½ cup chocolate chips (semi-sweet or preferred variety)

Jump to Recipe· 4.3 from 82 reviews

If you have a craving for rich, chocolatey goodness that feels like a hug from the inside, this Easy Double Chocolate Loaf Cake Recipe is here to answer that call. Moist, tender, and bursting with double the chocolate, this loaf cake is perfect for sharing with friends or savoring by yourself with a cup of coffee. Each bite combines the deep intensity of cocoa with melting chocolate chips that add texture and that signature chocolate burst we all adore. Whether you’re a seasoned baker or just starting out, this recipe is straightforward and forgiving, so you can create a bakery-worthy treat right in your own kitchen without stress.

Ingredients You’ll Need

A clear glass bowl filled with a thick, smooth chocolate batter that has a rich brown color and soft texture. The sides of the bowl are coated with the batter showing a creamy swirl pattern, while a light green mixing spoon is resting inside the batter, partially lifted with more batter on it. The bowl is placed on a white marbled surface. photo taken with an iphone --ar 4:5 --v 7

This cake relies on simple, everyday ingredients that each play a vital role in delivering its perfect balance of flavor, texture, and aroma. Nothing fancy here, just pantry staples coming together in the most delightful way!

2 cups all-purpose flour: Provides the structure for our loaf, giving it that tender crumb.
¾ cup granulated sugar: Sweetens the cake to perfection without overpowering the chocolate.
½ cup cocoa powder: Packs in the rich chocolate flavor and deep color.
2 teaspoons baking powder: Helps the cake rise beautifully and become light and fluffy.
½ teaspoon salt: Enhances all the flavors and balances the sweetness.
2 large eggs (room temperature): Bind everything together while giving moisture and richness.
¾ cup Lifeway plain kefir (room temperature): Adds a slight tang and tender crumb, making the cake incredibly moist.
½ cup vegetable oil: Keeps the cake moist and soft, unlike butter it stays liquid, giving a smooth texture.
2 teaspoons vanilla extract: Brings warmth and depth to the chocolate notes.
¼ cup hot water: Activates the cocoa powder for a smoother, more intense chocolate flavor.
¼ to ½ cup chocolate chips (semi-sweet or your favorite type): These little pockets of melted chocolate elevate the chocolatey experience to the next level.

How to Make Easy Double Chocolate Loaf Cake Recipe

Step 1: Prep Your Oven and Pan

Start by preheating your oven to 350°F. While it warms up, grease a metal loaf pan with nonstick spray and line it with parchment paper. This ensures your loaf lifts out effortlessly after baking, preserving that perfect crust and shape.

Step 2: Mix the Dry Ingredients

In a large bowl, whisk together the flour, sugar, cocoa powder, baking powder, and salt until well combined. This mix is the foundation, and getting it thoroughly combined helps your loaf bake evenly with rich chocolate flavor throughout.

Step 3: Blend the Wet Ingredients

In a separate medium bowl, whisk the room-temperature eggs together with plain kefir, vegetable oil, and vanilla extract. This combination keeps the batter luscious and helps create a wonderfully moist crumb.

Step 4: Combine the Wet and Dry

Pour your wet ingredients into the dry mix and stir gently. It’s okay if a few dry streaks remain here; you don’t want to overmix and toughen the batter. This step brings everything into harmony while keeping the loaf tender.

Step 5: Add Hot Water and Fold in Chocolate Chips

While stirring, slowly incorporate the hot water. This step activates the cocoa powder, deepening the chocolate notes and smoothing out the batter’s texture. Next, gently fold in ¼ cup of chocolate chips to add those dreamy gooey pockets of chocolate inside.

Step 6: Pour Batter and Add Topping Chips

Transfer the batter to your prepared pan, smoothing out the top with a spatula. Finish by sprinkling an extra ¼ cup of chocolate chips right on top. These will melt slightly and form a tempting chocolaty crust during baking.

Step 7: Bake and Cool

Bake the loaf on the middle rack for about 35 to 40 minutes, or until a toothpick inserted in the center comes out clean. Once done, let it cool in the pan for 20 minutes—it helps the cake set and makes it easier to remove. Then lift out using the parchment and transfer to a wire rack for final cooling.

How to Serve Easy Double Chocolate Loaf Cake Recipe

A rectangular chocolate cake loaf in a metal baking pan lined with parchment paper is shown being lifted by two woman's hands from each side. The cake has a rich dark brown color with a cracked top and is sprinkled with small round chocolate chips spread evenly across the surface. The background is a white marbled texture. Photo taken with an iphone --ar 4:5 --v 7

Garnishes

Keep it simple with a dusting of powdered sugar or a drizzle of melted chocolate for an extra indulgent touch. Fresh berries like raspberries add a tart contrast that pairs beautifully with the rich chocolate flavor.

Side Dishes

A scoop of vanilla ice cream is a classic partner that never fails to impress. For a cozy twist, try serving with a dollop of whipped cream or even some creamy mascarpone. Pairing with a warm cup of coffee or rich hot chocolate completes the ultimate comfort experience.

Creative Ways to Present

Serve individual slices skewered with fresh fruit and mint leaves on a pretty platter for gatherings. You can also slice and layer the loaf with raspberry jam and whipped cream to create a simple, decadent chocolate trifle that will wow your guests.

Make Ahead and Storage

Storing Leftovers

Wrap your leftover cake tightly in plastic wrap or store it in an airtight container at room temperature for up to three days. This way, it retains moisture and flavor, making every bite as delightful as fresh.

Freezing

This loaf freezes wonderfully. Slice it before freezing to easily thaw individual portions. Wrap slices or the whole loaf in foil and place in a zip-top bag to prevent freezer burn. Use within one month for best taste.

Reheating

To enjoy it warm, pop your slice in the microwave for about 15 seconds or warm it in a low oven for 5-10 minutes. A quick reheat brings back that freshly baked feel and gooey melted chocolate charm.

FAQs

Can I substitute kefir with something else?

Absolutely! If you don’t have kefir, buttermilk or plain yogurt work well as substitutes. They’ll still keep the cake moist while adding a subtle tang to balance the chocolate.

What type of chocolate chips should I use?

Feel free to use semi-sweet, dark, or even milk chocolate chips depending on your preference. You can also experiment with mini chips or chunks for a different texture.

Is it necessary to use hot water in the batter?

Yes, adding hot water helps to bloom the cocoa powder, intensifying the chocolate flavor and ensuring a smooth, rich batter without lumps.

Can I make this recipe gluten-free?

With some adjustments, yes! Replace the all-purpose flour with a gluten-free blend that includes xanthan gum for structure. The texture may vary slightly but it will still satisfy your chocolate craving.

How can I tell when the cake is done baking?

The best indicator is a toothpick inserted into the center coming out clean or with just a few moist crumbs attached. The cake should spring back slightly when pressed gently on top.

Final Thoughts

This Easy Double Chocolate Loaf Cake Recipe is one of those humble bakes that turns into an instant favorite. Its moist crumb, intense chocolate flavor, and melting chips make every moment savor-worthy. I hope you give this recipe a try soon because nothing beats the joy of slicing into a homemade chocolate loaf and sharing that sweet happiness with your loved ones. Happy baking!